1. Acceptance of terms

By accessing or using the Stock Manthan website, platform, or any of its services, you agree to be bound by these Terms and Conditions. If you do not agree, you should not use the platform.

Stock Manthan reserves the right to modify these Terms at any time without prior notice. Continued use of the platform constitutes acceptance of such changes.

2. Nature of Services

Stock Manthan provides financial education, research insights and recommendation, analytical content, and subscription-based informational services.

3. No Investment Advice / No Guarantee

All information provided on the platform is based on thorough analysis and personal views and is not guaranteed to be accurate, complete, or updated.

• No assurance of returns or performance is provided
• Past performance does not guarantee future results
• All investments in securities markets are subject to market risks

Users are advised to consult their financial advisors before making any investment decisions.

4. User Responsibility

Users acknowledge and agree that:

• All investment decisions are taken at their own discretion
• Stock Manthan shall not be responsible for any financial loss or damages
• Reliance on any information provided on the platform is at the user’s own risk

5. Limitation of Liability

To the maximum extent permitted by law, Stock Manthan and its proprietor shall not be liable for:

• Any direct or indirect financial losses
• Loss of profits, data, or opportunities
• Delays, interruptions, or technical issues
• Any actions taken based on platform content

6. Subscription and Payment Terms

• Certain services are offered on a paid subscription basis
• Subscription grants access to content and platform features
• All payments are to be made through official payment channels only

Refund Policy:

• No refunds shall be provided once access to the subscription services has been granted
• Exceptions, if any, shall be at the sole discretion of Stock Manthan

7. Intellectual Property

All content, including but not limited to:

• research material
• videos
• reports
• graphics

are the intellectual property of Stock Manthan. These are shared with Users for personal use only.

Users shall not:

• copy, reproduce, distribute, or resell content
• share login credentials
• use content for commercial purposes

Violation may result in termination of access and legal action.

8. User Conduct

Users agree not to:

• misuse the platform
• attempt unauthorized access
• disrupt platform functionality
• engage in fraudulent or unlawful activities

9. Communication

All official communication shall be conducted via registered email.

• Users may contact Stock Manthan through the provided contact channels
• Response timelines may vary depending on query volume

10. Privacy

User data shall be handled in accordance with the Privacy Policy of Stock Manthan.

11. Regulatory Disclaimer

Stock Manthan operates in compliance with applicable regulations.

Registration as a Research Analyst with SEBI, if applicable, does not guarantee accuracy of recommendations or assure returns, as these are largely based on the information in hand at the time of analysis.

Investments in securities markets are subject to market risks. Users are advised to read all related documents carefully before investing.

12. Termination

Stock Manthan reserves the right to:

• suspend or terminate user access
• restrict services

in case of violation of these Terms or misuse of the platform.

13. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India.

Any disputes arising shall be subject to the jurisdiction of courts in Mumbai, Maharashtra.

14. Entire Agreement

These Terms constitute the entire understanding between the user and Stock Manthan regarding use of the platform.

For any queries, users may contact via official communication channels provided on the platform.